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How strategic equipment leasing can preserve working capital
“Working with Broadleaf Financial for our equipment leasing needs has been a great experience. Broadleaf truly feels like a partner in helping us grow, not just a financing provider.”
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Financing FAQs
Are equipment lease payments tax deductible?
Lease payments may be treated as a deductible operating expense, though tax treatment depends on your specific lease structure and accounting policies. Your accounting advisor can confirm the details for your situation. What Broadleaf can guarantee is a lease structure defined clearly upfront, so your accounting team knows exactly what they're working with.
How does equipment financing affect our balance sheet?
Balance sheet treatment depends on the specific lease structure and applicable accounting standards, and it can vary from one agreement to the next. Broadleaf isn't positioned to advise on accounting treatment, but we structure financing with your reporting goals in mind and recommend confirming specifics with your auditor.
Isn't buying equipment with cash cheaper than leasing it?
Not necessarily. Paying cash ties up capital that could otherwise fund growth or other priorities, and removes the flexibility to redirect it if plans change. Leasing spreads the cost predictably while preserving credit capacity. Your best option depends on what that capital is worth elsewhere, not just the lease rate.
What is a master lease agreement?
A master equipment lease agreement (MLA) is a single, standing agreement that lets you finance equipment as needs arise without renegotiating terms each time. Once in place, additional equipment can typically be added under the same framework, which shortens the timeline from request to funded deal on future leases using documents that have already been approved by your legal counsel.
How does Broadleaf help us avoid end-of-lease surprises in our cost forecast?
Return, renew, or buy: your options are clearly stated upfront at signing, not obscured by legalese. Clarity supports accurate multi-year forecasting from the start. That means no hidden fees, convoluted return conditions, or above-market equipment purchase prices landing on your forecast.
What project sizes does Broadleaf typically finance?
Broadleaf doesn't work from a fixed minimum or maximum. Projects are evaluated individually based on scope and complexity, from a single equipment lease to a multi-site, multi-vendor capital project.
How long does the approval and funding process take?
Timelines vary with project complexity, but Broadleaf underwrites deals directly rather than routing them through standardized bank credit processes. That generally means a faster, simpler path from agreement to funded deal than traditional bank underwriting timelines allow.






