Finance leaders

Support Your Capital Strategy with Predictable Financing

Financing structured to protect your capital efficiency and forecasting confidence, not just fund equipment.

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Financing That Works With Your Balance Sheet

Equipment financing touches cash flow, forecasting accuracy, and credit capacity across the life of an agreement. Broadleaf structures deals around your priorities while offering competitive rates, so you can preserve cash and plan around numbers that hold up over a multi-year term.

Structure Financing Around Your Forecast

Broadleaf builds equipment financing deals aligned to your capital strategy, while removing costly surprises.

Predictability

Opaque or shifting terms make multi-year forecasting unreliable. Broadleaf defines terms upfront, before you sign, so your forecast isn't based on guesswork.

Capital Preservation

Large equipment purchases tie up cash and credit capacity that your business needs elsewhere. Broadleaf structures financing that protects both, so capital stays available for what's next.

Total Cost Clarity

A low rate can hide costs that surface later, such as overages, rigid terms, or fees that outweigh the savings. Broadleaf structures financing around total cost across the full term, not just the initial number on the term sheet.

Comprehrensive Financing

Installation, integration, and engineering costs often fall outside what most lessors will fund and can pull capital from other business priorities. Broadleaf finances the full project scope, hardware and related costs together, in one agreement.

A Deal Tailored to Your Goals

Broadleaf uses a range of financing tools and approaches to help you achieve the outcomes that matter to your business. From Fair Market Value leases with competitive rates and end-of-term flexibility, to sale-leasebacks that free up cash on hand, to multi-instrument capital strategies for large, complex projects – we structure financing built around your cash flow, tax position, and accounting priorities.

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Fund the Whole Project. Reduce Your Total Cost.

Financing only the hardware while costs like training, installation, integration, and engineering get funded separately doesn't just leave budget gaps. It means tracking multiple financing arrangements and driving up total project cost and effort. Broadleaf funds the complete project in one agreement, for a predictable payment structure across the full scope.

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Institutional Backing, Independent Flexibility

Broadleaf is backed by Wafra, a multi-billion dollar global investor, meaning you can have confidence in a stable, reliable counterparty across the full life of a multi-year lease – but without the red tape of a bank. Get institutional stability with the flexibility of an independent lessor.

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featured case study

How Broadleaf Eliminated a Big Surprise Bill for a Fortune 500 Manufacturer

Challenge

A Fortune 500 manufacturer was working with a different lessor and was getting hit with hefty hours of use overage charges on its equipment leases. These charges reached tens of thousands of dollars per incident — enough to exceed the price of the equipment itself, leading to unexpected financial loss.

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Solution

Broadleaf structured a master lease agreement that eliminated the overage charges entirely, removing an unpredictable cost from their budget and balance sheet.

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Result

By switching to Broadleaf, our customer was able to secure a more overall cost-efficient lease. This freed up capital allowing them to pursue other projects, while building more predictability into their budget and forecasts.

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Equipment Financing FAQs

Are equipment lease payments tax deductible?

Lease payments may be treated as a deductible operating expense, though tax treatment depends on your specific lease structure and accounting policies. Your accounting advisor can confirm the details for your situation. What Broadleaf can guarantee is a lease structure defined clearly upfront, so your accounting team knows exactly what they're working with.

How does equipment financing affect our balance sheet?

Balance sheet treatment depends on the specific lease structure and applicable accounting standards, and it can vary from one agreement to the next. Broadleaf isn't positioned to advise on accounting treatment, but we structure financing with your reporting goals in mind and recommend confirming specifics with your auditor.

Isn't buying equipment with cash cheaper than leasing it?

Not necessarily. Paying cash ties up capital that could otherwise fund growth or other priorities, and removes the flexibility to redirect it if plans change. Leasing spreads the cost predictably while preserving credit capacity. Your best option depends on what that capital is worth elsewhere, not just the lease rate.

What is a master lease agreement?

A master equipment lease agreement (MLA) is a single, standing agreement that lets you finance equipment as needs arise without renegotiating terms each time. Once in place, additional equipment can typically be added under the same framework, which shortens the timeline from request to funded deal on future leases using documents that have already been approved by your legal counsel.

How does Broadleaf help us avoid end-of-lease surprises in our cost forecast?

Return, renew, or buy: your options are clearly stated upfront at signing, not obscured by legalese. Clarity supports accurate multi-year forecasting from the start. That means no hidden fees, convoluted return conditions, or above-market equipment purchase prices landing on your forecast.

What project sizes does Broadleaf typically finance?

Broadleaf doesn't work from a fixed minimum or maximum. Projects are evaluated individually based on scope and complexity, from a single equipment lease to a multi-site, multi-vendor capital project.

How long does the approval and funding process take?

Timelines vary with project complexity, but Broadleaf underwrites deals directly rather than routing them through standardized bank credit processes. That generally means a faster, simpler path from agreement to funded deal than traditional bank underwriting timelines allow.

The Equipment Financing Partner That CFOs Trust

From cost predictability to end-of-lease transparency, Broadleaf is built for finance leaders who need a partner they can trust deal after deal, not just a rate on a term sheet. Let's talk about your next project.

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